Aggarwal Advisory

·

Chartered Accountants

Practice

Engagement

Insights

MUMBAI · ESTABLISHED MMXIV

Aggarwal Advisory

CA Vikram Aggarwal, F.C.A., LL.B.

A private chartered accountancy practice for founders, families, and finance teams who'd rather not lose sleep over compliance.

We work with a small number of clients each year — direct tax, GST, audits, and structuring — with a long view, written advice, and a phone that actually rings on a Sunday when it must.

XI

YEARS IN PRACTICE

186

ENGAGEMENTS COMPLETED

₹2.4B

CUMULATIVE TRANSACTIONS

0

ADVERSE FINDINGS, 11 YRS

§ 01

PRACTICE AREAS

Five practice areas. One standard of care.

Each engagement begins with a written scope, a named partner-in-charge, and a timeline. No surprises in the invoice. None in the workpapers either.

I.

Direct Tax & Advisory

Corporate and personal income tax planning. Capital gains and ESOP advisory. Transfer pricing for closely-held companies with cross-border subsidiaries. Representation before the AO and CIT(A).

DESK

Section 9 / Sec. 92

II.

Indirect Tax & GST

GST registration and monthly filings, input credit reconciliations, refund claims, e-invoicing compliance, and litigation support before the Advance Ruling Authority and tribunals. Multi-state assignments accepted.

DESK

CGST / IGST

III.

Audits & Assurance

Statutory audit under the Companies Act, tax audit u/s 44AB, internal controls review, IndAS conversion, and special-purpose audits for fundraises and M&A diligence. Reports written for boards, not just auditors.

DESK

Sec. 143 / Sec. 44AB

IV.

Advisory & Structuring

Holding-company structures for Indian operating businesses. M&A diligence (buy- and sell-side). Founder equity, ESOP, and sweat-equity design. FEMA compliance for outbound investments and NRI repatriations.

DESK

FEMA / Cos. Act

V.

Compliance Calendar

Annual ROC and MCA filings. Quarterly TDS returns. PF, ESI, and Professional Tax for in-house payrolls. We maintain the schedule so the finance team can do its actual job. A single dashboard, sent fortnightly.

DESK

MCA / EPFO / TRACES

§ 02

ENGAGEMENT APPROACH

How a working relationship begins.

Most of our engagements start the same way: a half-hour conversation, no obligation, conducted on a Friday afternoon over filter coffee. What follows below is the rest of the path.

ONE

Conversation

30 minutes, on the phone or in our office. We listen first, talk briefly, and decide whether we're the right fit. No commitment.

TWO

Written Scope

Within five working days, you receive a proposal in writing. Scope, deliverables, fee, timeline, named partner-in-charge. Two pages, no riddles.

THREE

Engagement

Work begins. Weekly written status if monthly retainer. Workpapers, recommendations, and risk register live in a shared vault you control.

FOUR

Continuity

Most relationships continue past the first engagement. We keep a long memory of your business so the next year of advice picks up where the last one left off.

§ 03

INDUSTRIES SERVED

Six industries, one calendar.

Venture-backed startups

Seed → Series C · SaaS, fintech, consumer

62 clients

Family-owned businesses

Manufacturing, retail, real estate

44 clients

Professional partnerships

Law firms, design studios, clinics

31 clients

NRIs & global Indians

Repatriation, FEMA, estate planning

27 clients

Charitable trusts & Sec. 8 cos.

12A, 80G, FCRA compliance

14 clients

HNI individuals

Wealth, succession, advisory

8 clients

§ 04

ENGAGEMENT STUDIES

Three engagements, anonymized.

Details adjusted to protect client privilege. Numbers are not.

ENGAGEMENT I

FY 23–24 · Q4

GST refund litigation

A Series B SaaS company wrote off ₹3.2 Cr in stranded input credit. We recovered ₹2.7 Cr of it.

Their previous consultant had failed to reconcile GSTR-2A across three financial years. We rebuilt the credit ledger from invoice level, filed a writ before the High Court for time-barred claims, and obtained an order within eight months. The client kept the original team. We were brought in as second opinion and stayed.

RECOVERED

₹2.7 Cr

8 months end-to-end

ENGAGEMENT II

FY 24–25 · ongoing

Family business succession

A 38-year-old manufacturing business, transitioning from father to two daughters.

Designed a holding-company structure that keeps voting control with the founder for the next seven years while transferring economic ownership progressively to the daughters. Filed Sec. 56 valuation, drew up shareholder agreements, and coordinated with their long-standing law firm. The conversations were harder than the paperwork.

TAX SAVING

₹11 Cr

Over a seven-year horizon

ENGAGEMENT III

FY 22–23

Sell-side diligence

A bootstrapped D2C brand sold to a strategic acquirer. We were on the sell-side desk.

Cleaned five years of records, restated revenue accruals under IndAS, ran the data room, and surfaced three pre-emptive disclosures that prevented a downward valuation adjustment we estimated at ~12%. Closed in 11 weeks, less than half the founder's worst-case expectation. They still send a bottle of single malt every Diwali.

VALUATION HELD

+12%

vs. probable cut

§ 05

ENGAGEMENT MODELS & FEES

Three ways to work with us.

Indicative starting ranges. Final fee is agreed in writing before any work begins, and tied to the scope rather than to time spent.

MODEL I

The Monthly Retainer

Full compliance calendar — direct tax filings, GST, ROC, payroll statutory, board minutes. A dedicated partner you can call. A second one if the first is unreachable.

FROM

₹85,000 / month

Monthly written status report

Quarterly board-ready summary

Up to 6 ad-hoc advisory hours / month

MODEL II

MOST CHOSEN

The Project

A single defined engagement — statutory audit, due-diligence, M&A advisory, GST refund litigation, ESOP design. Fixed fee. Fixed timeline. Fixed deliverable.

FROM

₹3.5L / engagement

Two-page written proposal in 5 days

Named partner-in-charge

Workpapers vaulted, you hold the key

MODEL III

The Advisory Hour

For founders, family principals, and CFOs who already have counsel but want a second view on a particular question. Bookable by the hour, with a written follow-up note.

RATE

₹18,000 / hour

60-min consultation, in person or remote

Written follow-up within 48 hrs

No retainer required

§ 06

CREDENTIALS & MEMBERSHIPS

Of record and good standing.

Fellow Chartered Accountant (F.C.A.)

Institute of Chartered Accountants of India · Membership No. 142876

ENROLLED 2014

Bachelor of Laws (LL.B.)

Government Law College, University of Mumbai

CONFERRED 2017

Diploma in International Taxation (DIT)

Committee on International Taxation · ICAI

AWARDED 2019

Empanelled Auditor

Comptroller & Auditor General of India · Bank branch audits

ACTIVE

Faculty, Direct Tax (visiting)

Bombay Chamber of Commerce · CA students' continuing education

SINCE 2021

§ 07

RECENT INSIGHTS

What we've been writing about.

Notes from the desk on changes in tax, audit, and structuring. Published quarterly. Free, but you have to ask.

Q1 '26

When the New Tax Bill bites: a primer for closely-held cos.

Column · MoneyControl Tax Talk

Read ↗

Q4 '25

ESOPs after the latest valuation circular: what's actually different.

Newsletter · Aggarwal Advisory Quarterly

Read ↗

Q3 '25

Three FEMA pitfalls NRIs returning to India keep stepping into.

Op-Ed · Mint Lounge · 2,400 words

Read ↗

Q2 '25

GST on intermediary services: a quiet but expensive grey zone.

Taxsutra · Practitioner's Note

Read ↗

§ 08

FROM CLIENTS

Two longstanding relationships.

Quoted with permission. References available upon a written request.

We engaged Vikram in 2018 for what was meant to be a small GST query. We are still with him in 2026, through a fundraise, two audits, and one acquisition. He is the rare adviser who writes things down before he speaks them, and who tells you in plain terms when you are wrong.

Rohan Sethi

Founder, Briar SaaS · ARR ₹140 Cr

He took our father's 36-year-old factory through succession with my sister and me without breaking the marriage between any of us. The structure he designed will outlast the three of us. I cannot pay him what that is worth.

Naina Bhatia

Director, Bhatia Industries Pvt. Ltd.

§ 09

BEGIN AN ENGAGEMENT

A half-hour conversation on a Friday afternoon.

We accept a small number of new engagements each year. The first step is always the same — a 30-minute conversation, no obligation, no charge. If we are not the right fit, we will tell you so within that call and point you to someone who is.

PRINCIPAL OFFICE

204, Heritage Court

Veer Nariman Road, Fort

Mumbai 400 001

DIRECT

+91 98203 14782

Mon — Fri · 10 a.m. → 7 p.m. IST

WRITTEN

Responded to within 36 hours

Aggarwal Advisory

© MMXXVI · All advisory rendered under ICAI Code of Ethics

ICAI Mem. No. 142876 · GSTIN 27AAVFA2718R1ZK

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